I always wanted an app that would automatically retrieve all my account statements received via email, analyze them individually and collectively then give me a forecast for the next months + recommendations !

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📊 Introducing the Budget Feature

Date: May 22, 2025

Version: 0.1.2

We’re excited to unveil the Budget feature in the Almony SuperApp, empowering users to manage their finances effectively and transparently.

🆕 What’s New

• Comprehensive Budgeting Tools: Track your income and expenses across various categories to gain clear insights into your financial habits.

• Customizable Categories: Define and manage your own spending categories to tailor the budgeting experience to your needs.

• Real-Time Analytics: Visual representations of your spending patterns help you make informed financial decisions.

• Secure Data Handling: Your financial data is encrypted and stored securely, ensuring your privacy and peace of mind.

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💡 Explore the Budget feature now: superapp.almony.org/budget

📣 We value your feedback! Share your thoughts and suggestions to help us improve your budgeting experience.

Date: May 2, 2025

Version: 0.1.6

We’re thrilled to introduce the Buy Now, Pay Later feature within the Almony SuperApp, providing users with flexible payment options to manage their purchases more effectively.

🆕 What’s New at superapp.almony.org/installment

• Flexible Installment Plans: Split your purchases into manageable installments, making it easier to afford essential items without financial strain.

• Seamless Integration: Enjoy a smooth and intuitive experience, with the BNPL option integrated directly into the checkout process.

• Transparent Terms: Benefit from clear and upfront information about payment schedules, fees, and terms, ensuring no hidden surprises.

• Secure Transactions: Conduct your purchases confidently, knowing that your financial information is protected with robust security measures.

• Wide Range of Partners: Access BNPL options across various merchants and service providers within the Almony ecosystem.  

🔜 Coming Soon

• Credit Assessment Tools: Implementing tools to help assess eligibility and provide personalized BNPL offers.

• Enhanced Notifications: Receive timely reminders and updates about your installment payments to stay on track.

• Expanded Merchant Network: Continuing to grow our list of partner merchants to offer more choices for BNPL options.

• Integration with $ALMONY Token: Utilize the $ALMONY token for BNPL transactions, embracing the future of decentralized finance.

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💳 Explore the Buy Now, Pay Later feature now: superapp.almony.org/installment

💬 We value your feedback! Share your thoughts and suggestions to help us enhance your BNPL experience.

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We’re committed to providing financial solutions that cater to your needs. Dive into the Buy Now, Pay Later feature and take control of your purchasing power today!

Date: April, 2025

Version: 0.1.3

We’re excited to unveil the Crypto & Web3 Hub within the Almony SuperApp, designed to empower users with seamless access to decentralized finance and blockchain technologies.

🆕 What’s New at superapp.almony.org/crypto

• Integrated Crypto Wallet: Securely store, send, and receive various cryptocurrencies directly within the app.

• Token Swap Functionality: Effortlessly exchange between supported tokens with real-time market rates.

• DeFi Access: Explore decentralized finance opportunities, including staking and yield farming, to grow your assets.

• NFT Support: Manage and showcase your Non-Fungible Tokens (NFTs) in a dedicated section.

• Web3 Connectivity: Connect to decentralized applications (dApps) and interact with smart contracts seamlessly.

• Educational Resources: Access tutorials and articles to enhance your understanding of blockchain and Web3 technologies.

🔜 Coming Soon

• Multi-Chain Support: Expand beyond Ethereum to include other major blockchain networks.

• Fiat On-Ramp Integration: Easily convert local currencies into cryptocurrencies within the app.

• Advanced Security Features: Implement multi-factor authentication and biometric security measures.

• Community Governance: Participate in decision-making processes through decentralized governance mechanisms.

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🚀 Explore the Crypto & Web3 Hub now: superapp.almony.org/crypto

💬 We value your feedback! Share your thoughts and suggestions to help us improve your experience.

Date: March, 2025

Version: 0.1.4

We’re excited to introduce the Education & News Hub within the Almony SuperApp—a centralized platform designed to empower users with curated educational content and the latest news relevant to our community.

🆕 What’s New at superapp.almony.org/education

• Curated Educational Content: Access a selection of articles, tutorials, and resources covering topics like financial literacy, blockchain technology, and personal development.

• Latest News Updates: Stay informed with real-time news feeds focusing on economic developments, technological advancements, and community initiatives across Africa and the diaspora.

• User-Friendly Interface: Navigate through content effortlessly with a clean, organized layout tailored for optimal reading experience.

• Multilingual Support: Explore content available in multiple languages, reflecting our commitment to inclusivity and accessibility.

🔜 Coming Soon

• Interactive Learning Modules: Engage with interactive courses and quizzes to deepen your understanding of key topics.

• Personalized Content Recommendations: Receive suggestions based on your interests and reading history to enhance your learning journey.

• Community Contributions: Share your knowledge and insights by contributing articles and resources to the hub.

• Offline Access: Download content for offline reading, ensuring learning is uninterrupted regardless of connectivity.

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📘 Explore the Education & News Hub now: superapp.almony.org/education

💬 Your feedback matters! Share your thoughts and suggestions to help us enhance your learning experience.

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We’re committed to providing valuable resources that support your growth and keep you connected with the world around you. Dive into the Education & News Hub and start exploring today!

Date: March, 2025

Version: 0.1.5

We’re excited to introduce the Pay Bills feature within the Almony SuperApp, streamlining your bill payment process and enhancing financial management.

🆕 What’s New at superapp.almony.org/bills

• Comprehensive Bill Management: View and manage all your bills in one centralized location, eliminating the need to juggle multiple platforms.

• Automated Reminders: Receive timely notifications for upcoming due dates, ensuring you never miss a payment.

• Secure Transactions: Make payments confidently with our robust security protocols safeguarding your financial information.

• User-Friendly Interface: Navigate through your bills effortlessly with our intuitive design, making bill payments a hassle-free experience.

• Payment History Tracking: Keep track of your past payments, providing transparency and ease in financial record-keeping.  

🔜 Coming Soon

• Recurring Payment Setup: Schedule automatic payments for recurring bills, adding convenience to your financial routine.

• Multi-Currency Support: Pay bills in various currencies, catering to our diverse user base across different regions.

• Integration with $ALMONY Token: Utilize the $ALMONY token for bill payments, embracing the future of decentralized finance.

• Enhanced Analytics: Gain insights into your spending patterns with detailed analytics, empowering better financial decisions.

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📍 Explore the Pay Bills feature now: superapp.almony.org/bills

💬 We value your feedback! Share your thoughts and suggestions to help us enhance your bill payment experience.

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We’re committed to providing tools that simplify your financial life. Dive into the Pay Bills feature and take control of your expenses today!

### 🆕 Changelog – Almony SuperApp Prototype Launch 🚀

02/2025

0.1.0 (Prototype)

We’re thrilled to announce the — the foundational layer of our mission to create a unified financial ecosystem for Africa and the diaspora.

#### 🌍 What’s New

* to key financial services: remittances, savings, and local payment integrations in a single app interface.

* designed to evolve with local needs — built as a scalable Layer 3 application.

* with intuitive UI/UX for quick access to key features.

* to prepare for decentralized KYC and compliance.

* to support the upcoming \$ALMONY token utility and airdrop system.

* for early testing on web and mobile (PWA).

* to reflect our pan-African mission.

#### 🔍 In Progress

* Full DeFi gateway integration

* Fiat on-ramp partnerships by region

* Micro-credit and merchant tools

* \$ALMONY token rewards & impact tracking

* User feedback loop and community voting module

#### 🛠 Notes

This is an early-stage prototype intended for . Performance and feature stability will improve rapidly in the coming iterations. Your input is essential — join the mission and help us co-create the future of inclusive finance.

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> 🔁 https://superapp.almony.org